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<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9"
        xmlns:xhtml="http://www.w3.org/1999/xhtml">
  
  <!-- Homepage -->
  <url>
    <loc>https://hsmkit.com/</loc>
    <lastmod>2026-01-16</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
  </url>
  
  <!-- PKI Tools -->
  <url>
    <loc>https://hsmkit.com/asn1-parser</loc>
    <lastmod>2026-01-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://hsmkit.com/ssl-certificates</loc>
    <lastmod>2026-01-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  
  <!-- Cipher Tools -->
  <url>
    <loc>https://hsmkit.com/aes-encryption</loc>
    <lastmod>2026-01-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://hsmkit.com/des-encryption</loc>
    <lastmod>2026-01-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://hsmkit.com/rsa-encryption</loc>
    <lastmod>2026-01-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://hsmkit.com/ecc-encryption</loc>
    <lastmod>2026-01-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://hsmkit.com/fpe-encryption</loc>
    <lastmod>2026-01-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  
  <!-- Key Management Tools -->
  <url>
    <loc>https://hsmkit.com/keys-dea</loc>
    <lastmod>2026-01-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://hsmkit.com/keyshare-generator</loc>
    <lastmod>2026-01-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  
  <!-- HSM Keys Tools -->
  <url>
    <loc>https://hsmkit.com/futurex-keys</loc>
    <lastmod>2026-01-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://hsmkit.com/atalla-keys</loc>
    <lastmod>2026-01-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://hsmkit.com/safenet-keys</loc>
    <lastmod>2026-01-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://hsmkit.com/thales-keys</loc>
    <lastmod>2026-01-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  
  <!-- Key Blocks Tools -->
  <url>
    <loc>https://hsmkit.com/thales-key-block</loc>
    <lastmod>2026-01-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://hsmkit.com/tr31-key-block</loc>
    <lastmod>2026-01-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>
  
  <!-- Payment Tools - AS2805 & Message -->
  <url>
    <loc>https://hsmkit.com/payments-as2805</loc>
    <lastmod>2026-01-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://hsmkit.com/payments-bitmap</loc>
    <lastmod>2026-01-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  
  <!-- Payment Tools - Card Validation -->
  <url>
    <loc>https://hsmkit.com/payments-card-validation-cvvs</loc>
    <lastmod>2026-01-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://hsmkit.com/payments-card-validation-amex-cscs</loc>
    <lastmod>2026-01-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://hsmkit.com/payments-card-validation-mastercard-cvc3</loc>
    <lastmod>2026-01-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  
  <!-- Payment Tools - DUKPT -->
  <url>
    <loc>https://hsmkit.com/payments-dukpt-iso9797</loc>
    <lastmod>2026-01-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://hsmkit.com/payments-dukpt-aes</loc>
    <lastmod>2026-01-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  
  <!-- Payment Tools - MAC -->
  <url>
    <loc>https://hsmkit.com/payments-mac-iso9797-1</loc>
    <lastmod>2026-01-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://hsmkit.com/payments-mac-ansix9</loc>
    <lastmod>2026-01-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://hsmkit.com/payments-mac-as2805</loc>
    <lastmod>2026-01-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://hsmkit.com/payments-mac-tdes-cbc-mac</loc>
    <lastmod>2026-01-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://hsmkit.com/payments-mac-hmac</loc>
    <lastmod>2026-01-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://hsmkit.com/payments-mac-cmac</loc>
    <lastmod>2026-01-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://hsmkit.com/payments-mac-retail</loc>
    <lastmod>2026-01-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  
  <!-- Payment Tools - PIN -->
  <url>
    <loc>https://hsmkit.com/payments-pin-blocks-general</loc>
    <lastmod>2026-01-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://hsmkit.com/payments-pin-blocks-aes</loc>
    <lastmod>2026-01-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://hsmkit.com/payments-pin-offset</loc>
    <lastmod>2026-01-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://hsmkit.com/payments-pin-pvv</loc>
    <lastmod>2026-01-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  
  <!-- Payment Tools - Other -->
  <url>
    <loc>https://hsmkit.com/payments-visa-certificates</loc>
    <lastmod>2026-01-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://hsmkit.com/payments-zka</loc>
    <lastmod>2026-01-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  
  <!-- Generic Tools -->
  <url>
    <loc>https://hsmkit.com/hashes</loc>
    <lastmod>2026-01-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://hsmkit.com/character-encoding</loc>
    <lastmod>2026-01-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://hsmkit.com/bcd</loc>
    <lastmod>2026-01-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://hsmkit.com/check-digits</loc>
    <lastmod>2026-01-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://hsmkit.com/base64</loc>
    <lastmod>2026-01-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://hsmkit.com/base94</loc>
    <lastmod>2026-01-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://hsmkit.com/message-parser</loc>
    <lastmod>2026-01-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://hsmkit.com/rsa-der-public-key</loc>
    <lastmod>2026-01-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://hsmkit.com/uuid</loc>
    <lastmod>2026-01-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  
  <!-- Legal Pages -->
  <url>
    <loc>https://hsmkit.com/privacy-policy</loc>
    <lastmod>2026-01-16</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.3</priority>
  </url>
  <url>
    <loc>https://hsmkit.com/terms-of-service</loc>
    <lastmod>2026-01-16</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.3</priority>
  </url>
  <url>
    <loc>https://hsmkit.com/disclaimer</loc>
    <lastmod>2026-01-16</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.3</priority>
  </url>
  
  <!-- Guides / Knowledge Base -->
  <url>
    <loc>https://hsmkit.com/guides</loc>
    <lastmod>2026-01-16</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://hsmkit.com/guides/understanding-key-splitting-kcv</loc>
    <lastmod>2026-01-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://hsmkit.com/guides/what-is-tr31-key-block</loc>
    <lastmod>2026-01-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://hsmkit.com/guides/pin-block-formats-iso9564</loc>
    <lastmod>2026-01-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://hsmkit.com/guides/dukpt-key-derivation-tutorial</loc>
    <lastmod>2026-01-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://hsmkit.com/guides/cvv-cvc-calculation-methods</loc>
    <lastmod>2026-01-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  
</urlset>
